Banks, fund managers & providers
Connect core operations with payments and digital channels to deliver faster, more convenient services.
See your whole
financial picture.Then test every big decision.
Finhazi brings your accounts, debt, investments and goals into one view. Then it shows how a purchase, loan or goal changes your cash flow, runway and net worth before you commit.
Connect supported accounts without sharing your bank credentials with Finhazi.
Run your institution
on one platform.From core banking to member self-service.
Savings and shares, lending, accounting, payments and digital channels for SACCOs, cooperatives, microfinance lenders, banks and fund managers.
Trusted by 38+ institutions. $262M+ in loan value processed.
Test a decision before you make it.
Every member, loan and payment in one place.
Built for institutions.
Proven in practice.
38+Institutions
run on Finhazi
run on Finhazi
$262M+Loan value
processed
processed
How Finhazi Personal works
More than a budgeting app.
Most tools show you what already happened. Finhazi connects your whole picture, then shows you what happens next.
1. Connect
Link your bank, card, loan and investment accounts securely. Your bank credentials stay with your bank.
2. See
Net worth, cash flow, debt and goals in one view, with alerts when something needs your attention.
3. Decide
Model a purchase, loan or goal and see the effect on cash flow, runway and net worth before you commit.
Finhazi Personal
See your entire financial life.
Your finances shouldn’t be scattered across a dozen apps. Finhazi brings the important pieces together and gives them context.
Money
Checking, savings, income, spending and recurring obligations in one view.
Debt
Credit cards, mortgages, auto loans, student loans and payoff paths.
Wealth
Investments, retirement accounts, property and other assets.
Goals
Connect today’s financial choices to the milestones that matter to you.
Finhazi Decisions
See what happens before you act.
A major purchase changes more than one number. Model the effect on cash flow, debt, emergency runway and goals before you decide.
Try a decisionWhat happens if I buy a $62,000 vehicle with $10,000 down at 6.9% APR over 72 months?
ImpactBeforeAfter
Monthly debt payments$1,740$2,624
Unallocated cash per month$1,420$536
Emergency runway5.8 mo3.7 mo
Total loan interestn/a$11,634
Illustrative example. Assumes the $10,000 down payment comes from the emergency fund and monthly expenses of $4,800. Real results use your connected data and assumptions.
Ask Finhazi
Your finances finally have context.
Ask questions about your actual financial picture. Finhazi combines your data with purpose-built calculation engines to explain changes and model alternatives.
Ask Finhazi
What should I know about my finances right now?
Two things deserve your attention.
Your credit card APR rose to 24.49%, and $1,420 of your monthly cash flow is currently unallocated. Your emergency fund covers 5.8 months of expenses.
Your credit card APR rose to 24.49%, and $1,420 of your monthly cash flow is currently unallocated. Your emergency fund covers 5.8 months of expenses.
Explore debtRun a scenario
Finhazi Business
Modern banking and lending software for banks, SACCOs, and microfinance institutions.
Run the financial operations your members and customers depend on, from savings and lending to investment management, accounting, payments and digital service delivery.
SACCOs, cooperatives & unions
Manage members, savings, shares and loans in one place, with clearer reporting and easier access for members.
Microfinance & lenders
Streamline onboarding, loan origination, disbursements, collections and portfolio monitoring.
Everything your institution needs, in one place.
Bring your financial operations together, simplify everyday workflows and extend your services through connected digital channels.
Core banking
Savings & shares
Lending
Accounting
Payments
Member self-service
Digital channels
APIs & integrations
See how Finhazi can work for your institution.
Tell us about your organisation and the services you provide. We will walk you through the capabilities relevant to your operations.
Security & privacy
Your financial data deserves serious protection.
Finhazi is designed around secure access, controlled data use and clear user consent.
Encrypted
Protection for sensitive data in transit and at rest.
Secure connections
Connect supported accounts without sharing banking credentials with Finhazi.
You’re in control
Consent, connection and data controls are built into the experience.
Built for trust
Security and auditability are core parts of the platform architecture.
Our purpose
Transforming finance. Simplifying access.
We build financial technology that helps people make informed decisions and enables institutions to deliver better financial services.
How we build
Our guiding values.
Trust is the foundation of finance. These principles guide how we build products, serve customers, and make decisions.
People first
We exist to empower people. Relationships, respect and real human impact come first.
Integrity always
We act with honesty, transparency and accountability. Trust is the currency of finance.
Stewardship over speed
We make careful, disciplined decisions and build for the long term.
Innovation with purpose
We don’t chase trends. We solve real financial problems with clarity.
One Finhazi
Two products, built for two different jobs.
Finhazi helps people understand and run their financial lives, and gives institutions the infrastructure to serve them.
Finhazi Personal
Your personal CFO.
Bring your entire financial life together. Understand your money, track your progress and model major decisions against your actual finances.
Money & cash flowDebtInvestments & assetsGoalsFinancial decisionsAsk Finhazi
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Finhazi Business
Financial infrastructure for growing institutions.
Run savings, lending, accounting, payments and member services from one platform. Built for SACCOs, cooperatives, microfinance lenders, banks and fund managers.
Core bankingLendingSavings & sharesAccountingPaymentsMember experiences
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Your financial life is already complex. Understanding it shouldn’t be.
See everything in one place, then test your next decision before you make it.
See Finhazi running your institution.
Tell us about your organisation and we’ll show you the capabilities relevant to your operations.